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Profit Rates on Deposits
for July 01, 2009 to December 31, 2009
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SAVING AND INVESTMENT PRODUCTS
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NIB SAVINGS PLUS (Savings Account) NIB SAVINGS PLUS (Savings Account)
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July 2009 to September 2009 October 2009 to December 2009
Rs 0 - 2,999,999 5.00% Rs 0- 2,999,999 5.00%
Rs 3,000,000 - 9,999,999 7.77% Rs 3,000,000 - 9,999,999 7.58%
Rs 10,000,000 - 24,999,999 9.27% Rs 10,000,000 - 24,999,999 9.08%
Rs 25,000,000 - 49,999,999 10.27% Rs 25,000,000 - 49,999,999 10.08%
Rs 50,000,000 - 99,999,999 10.52% Rs 50,000,000 - 99,999,999 10.33%
Rs 100,000,000 - 249,999,999 10.77% Rs 100,000,000 - 249,999,999 10.58%
Rs 250,000,00 - 499,999,999 11.27% Rs 250,000,000 - 499,999,999 11.08%
Rs 500,000,000 Mn+ 11.77% Rs 500,000,000 Mn+ 11.58%
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-- Rates will be revised every quarter *** Annualized Rate of Expected Return
-- Profit earned daily and paid on monthly basis **** Minimum Balance requirement is Rs 50,000/-
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PLS Saving & NIB Azadi Account NIB Khazana
Deposits Rates (Per Annum) For Deposits Rates (Per Annum)
Individuals and Corporate Individuals and Corporate
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Rs 0/- to Rs 2,999,999/- 5.00*% Rs 0/- to Rs 2,999,999/- 5.00*%
Rs 3,000,000/- and above Treasury or Business Rs 3,000,000/- and above Treasury or Business
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Special Features : Special Features : Checking Account with profit earned
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Profit is earned monthly on minimum balance daily and paid on monthly basis.
during the month and paid semi-annually Minimum Balance requirement is Rs 100,000/-
* Annualized Rate of Expected Return * Annualized Rate of Expected Return
Salaam Bachat Account Life Profit Account
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Deposits Rates Per Annum Deposits Rates
The rate of return is 5%** Upto Rs 2,999,999/- 5%*
Rs 3,000,000 and above Treasury
Special Features : Special Features : * Profit calculated on daily
Profit is paid monthly balance and paid on a monthly basis.
** Daily Balance Basis Minimum Balance requirement of PK Rs 5,000/-
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NIB Committee
Annualized rate of expected return ranges from 3.90% to 5.15% depending upon the number
of contributions and tenor.
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NIB Gold Premier Account
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NIB Gold Premier Account 11.20*%
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*for customers above 55 years of age and widows
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TERM DEPOSIT ACCOUNTS
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PLS Notice Deposit
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Deposits Rates (Per Annum) For individuals and Corporate
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7 Days - 29 Days 5.00*%
Special Features : Minimum Balance requirement is Rs 100,000/-
Rates for amounts over Rs 3.0 Million will
be quoted by Treasury or Business
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NIB Perfect Fixed Deposit NIB Plus Fixed Deposit
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Expected annual Linked with 3 month KIBOR (avg. Expected annual Upto Rs 2,999,999 9%
rate of return of last months KIBOR) rate will rate of return Rs 3,00,000 and above. 10%
be change every month
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Special Features Special Features :
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Minimum amount Rs 5,000,000 Minimum amount Rs 100,000
Miximum amount Rs 10,000,000 Maximum amount Rs 5,000,000
Tenor 12 months* Tenor 12 months*
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* Profit payment will be made monthly * Profit payment will be made monthly
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NIB PRIME (Term Deposit) NIB PRIME (Term Deposit)
July 2009 to September 2009 October 2009 to December 2009
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Rs 25,000* - 3,000,000 10.77% Rs 25,000* - 3,000,000 10.58%
Rs 3,000,001 + 11.77% Rs 3,000,001 + 11.58%
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-- Term Deposit amount less than 100,000 will only be booked in Lifebanking branches
-- Rates will be revised every quarter
-- Minimum Balance requirement is Rs 100,000/-
NIB Term Deposit Certificates (Khaas) NIB Amanat Deposit
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Deposits Rates (Per Annum) For PLS Term Deposit (1 Month) 6.00*%
Individuals and Corporate PLS Term Deposit (3 Months) 6.25*%
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3 months 11.00% PLS Term Deposit (6 Months) 6.50*%
6 months 10.00% PLS Term Deposit (1 Year) 7.25*%
1 years 7.00*% Special Features :
2 years 8.00*% Profit is paid at maturity
3 years 9.00*5 Minimum Balance requirement is Rs 100,000/-
4 years 10.00*% Note:
5 years 10.50*%
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Special Features Rates for amount over Rs 3.0 Million will be quoted
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Profit is paid monthly by Treasury of Business Incase of premature
Minimum Balance requirement is Rs 500,000/- encashment, profit rate for the period deposit
Rates for Treasury or Business 3 Mn. remains with the bank will apply.
and above will be quoted by
* Annualized Rate of Expected Return * Annualized Rate of Expected Return
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NIB Promise Term Deposit
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Expected annualized rate of return on gross deposit at the end of 8 year term 9.72%
Special Features : Double your money in 8 years
Minimum investment amount requirement is Rs 25,000/-
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Salaam Fixed Deposit
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Deposits Rates
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1 Years 7% Special Features :
2 Years 8% Profit is paid monthly
3 Years 9% Minimum balance requirement to apply
4 Years 10.5% *Minimum balance of Rs 5000 to apply
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NIB FCY Khazana Deposits
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Foreign Currency Savings Accounts Special Features:
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Deposits Current Rate Checking account with profit calculated on daily basis
and paid on monthly basis.
(applicable till 31st Dec 2009) Minimum Balance requirement is amount equivalent
to PKR. 50,000/-
Rs 0 - 99,999 0.5%
Rs 100,000 + Rates will be quoted by Note:
Treasury or business All rates for amounts equal to
USD/EURO/GBP 100,00 or business.
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FCY Deposits
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Amount Rates (Per Annum) For Individuals and Corporate
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USD EUR GBP
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Saving (US$ only)* 0.5% 0.5% 0.5%
7-29 Days** 1.50% 0.75% 2.10%
FDR One Month** 2.00% 1.00% 2.25%
FDR Three Months** 2.00% 1.10% 2.50%
FDR Six Months** 2.10% 1.20% 2.60%
FDR One Year** 2.30% 1.30% 2.90%
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Special Features:
-- Profit is earned monthly on minimum balance during the month and paid semi-annually.
-- Profit is paid at maturity
FCY Frozen account - 0%
NOTE:
For relationship balance of Rs 3,000,000/- and above, rates to be quoted by Treasury or Business.
-- Annualized Rate of Expected Return